Smart or TNT offer subscribers the ability to borrow load or texts in case of emergency. You can even borrow text, call and Internet promos as long as you’re qualified.The Smart SOS service or “utang load” allows you to borrow prepaid load credits or selected text, call and Internet bundles so you don’t have to request for a pasaload from friends or family. After receiving the Smart loan load, you will be deducted the corresponding amount on your next load recharge or top-up. 
Take note that you can borrow only one Smart SOS loan at a time. If you have an unpaid loan, you need to pay it before you can borrow again.

How to Borrow Load from Smart and TNT

Borrowing load from Smart or TNT is very easy. All you need is a mobile phone and you can borrow load even if you have zero balance. 

Dial *767 or *SOS
Just dial *767 on your mobile phone and wait for a text message confirming your loan. 
You will receive 3 Smart/TNT texts and ₱1 airtime load valid for one day. ₱4 will be deducted on your next load top-up.


You can also borrow 5 texts to all networks valid for one day by dialling *7572. ₱5 will be deducted on your next top-up.
If you want to call someone, you can borrow 1 minute of calls to Smart/TNT. Just dial *7871 and ₱6.50 will be deducted on your next load top-up.  
Here are the keywords, deduction amount and validity for Smart SOS packages that you can borrow:

For TNT subscribers, just replace SOS with SAKLOLOAD and send to 7676. For example: SAKLOLOAD SURF10.